There is no such thing as winging it in retirement planning unless you want to lose. Startups write business plans, drivers have an intended destination, doctors follow protocols, everything you do in life should have sort of roadmap. Can I say that again? Have a written plan.
First, remember this: Although the answer to “How much money do I need to retire?” varies depending on who you are, where you live and what kind of retirement lifestyle you want to live, the answer to “Do I need to save for retirement?” is always a resounding yes! Listen in for more tips.