Analysis & Commentary

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Sequestration is affecting the municipal market as well, as the subsidy that bond issuers receive from the federal government may no longer continue.   Build America bonds are essentially taxable municipal bonds, where 35% of the bonds’ interest costs are ...

Impact of Sequestration – Fiscal Policy / Market Fact   Sequestration is the law requiring automatic spending cuts and budget reductions, which came into effect March 1st.  The across-the-board cuts will shrink federal spending by $85 billion for fiscal 2013, ...

Formally known as the statutory debt limit, the United States debt ceiling or debt limit is a legislative restriction on the amount of national debt that can be issued by the Treasury.   The debt limit has been raised 79 ...

Throughout the years, the U.S. Treasury has issued various types of debt, all used to raise capital for public service needs. Liberty Bonds were first issued in April 1917, to help support the allied cause during World War I. Not ...

The Federal Reserve is made up of 12 districts across the country, with each district being governed by its own President. Each district president has the ability to project their own assessment and opinion of the policies being under taken ...

Market Update (all values as of  Jan 31, 2013)   Stock Indices:              Dow Jones                          13,860 S&P 500                                1,498 Nasdaq                                   3,142                 Bond Sector Yields:                 2 Yr Treasury                   0.27% 10 Yr Treasury                 2.02% 10 Yr ...

  Every quarter the Federal Reserve releases a report measuring the net worth of households. The report includes a “balance sheet” of assets such as real estate, financial assets, bank accounts, as well as outstanding debt.   In its most ...

The U.S. expanded its oil production in 2012 by the most since the first commercial well was drilled in 1859.   Domestic output grew by a record 766,000 barrels a day to the highest level in 15 years, as reported ...

Sources: Bloomberg    As a final hour resolution between the house and senate was finally reached, the market began to anticipate what affects the budget deal passed would have on the overall economy.   With legislation passed to avert dramatic ...

Historical Tax Rates -  Historical Note With the focus having primarily been on top income earners with the “fiscal cliff” debate, many wondered how the average earner would be affected. The average earner nationwide is recognized by the U.S. Census ...

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